Thursday, March 29, 2012

What Are the Safest Cars to Drive?

What Are the Safest Cars to Drive?

In addition to the latest stereo system, Bluetooth integration, GPS navigation and a DVD for the kids, consumers want to know that the vehicle they’re driving down the highway is safe. According to Consumer Reports, 65% of consumers rate safe...

Monday, March 26, 2012

How Much Renters Insurance Do I Need?

How Much Renters Insurance Do I Need?

Approximately 1/3 of Americans are currently renting the homes they live in. Renting is appealing to students, young adults or those who don’t intend to stay in one place for very long. Some people prefer to rent if they can’t afford the ...

Saturday, March 24, 2012

5 Tips to Avoid Insurance Fraud

5 Tips to Avoid Insurance Fraud

Insurance fraud is out on a rampage. That can be partially blamed on the ever-increasing demand for insurance premiums nowadays. But since pointing fingers doesn't really help anybody, what we should focus on is how you can avoid getting caught worki...

Friday, March 16, 2012

Are You Over-Insured?

Are You Over-Insured?

For most, insurance is a lifeline. It is the assurance we carry around with us that if a tragedy occurs, we have a safety net. But is it possible to purchase a safety net that is too big? Nobody wants to pay for something they don’t need, so ho...

Saturday, March 10, 2012

Motorcycle Helmets Save Lives

Motorcycle Helmets Save Lives

It's a historical fact that motorcycle helmets save lives. Yet, so many people ignore this. Too many bikers ride without wearing a helmet, not realizing the enormous risks that they are taking. In addition to protecting the rider, helmets add up to t...

Friday, March 9, 2012

Travelers Insurance Vs. Travel Medical Insurance

Travelers Insurance Vs. Travel Medical Insurance

With spring break just days away, many families, students and couples across the country are searching for someplace warm and sunny to spend a few days away from home. Travel insurance and medical insurance are two items most people may not pay atten...

Thursday, March 8, 2012

Does an Online Business Need Business Owner's Insurance?

Does an Online Business Need Business Owner's Insurance?

It's hard to even remember the times before there was an Internet. It was a struggle, a great frustration, for people to even think about starting their own business before the web ever existed. Everything was turned upside down for small-time entrep...

Thursday, March 1, 2012

Top 10 Most Expensive Cars to Insure

Top 10 Most Expensive Cars to Insure

If you’re in the market for a new car, you are probably focused on fuel economy, comfort, size and in-house features, but before you sign on the dotted line, you might want to check with your insurance company. Some of the most expensive cars t...

Monday, February 27, 2012

7 Ways to Prevent Auto Theft

7 Ways to Prevent Auto Theft

The good news is that car thefts are down across the country. However, nearly one million vehicles were stolen last year and drivers need to continue to be on alert to keep from becoming a victim themselves. Here are 5 tips to help make your vehicle ...

Friday, February 24, 2012

History of Insurance

History of Insurance

Risk has been around since the beginning of time, and therefore, people have been trying ever since to share the risk and eliminate disaster. The basic concept of insurance is to spread risk; countries and their citizens needed an option to spread ri...

Sunday, February 19, 2012

How Working from Home Can Affect Your Home Insurance?

How Working from Home Can Affect Your Home Insurance?

Internet businesses, telecommuting and freelancing are all becoming increasingly popular among workers nowadays. For obvious reasons, people are switching to an online platform, which is not only more convenient, but also very cost effective for them...

Friday, February 17, 2012

Understanding Farm Insurance

Understanding Farm Insurance

This week, the future of farming is at the 47th National Farm Machinery Show. The National Farm Machinery Show is here with products, services, demonstrations and of course, the Championship Tractor Pull. As the nation’s largest indoor farm sh...

Friday, February 10, 2012

Water Damage 101

Water Damage 101

Rain, Rain, go away. Come again another day. Raindrops can cause a migraine when you discover your home filling with water. Generally, your homeowners insurance won’t cover flood damage, but it would cover water damage. While the world of water...

Thursday, February 2, 2012

Top 5 Home Repairs That Are Best Left to a Professional

Top 5 Home Repairs That Are Best Left to a Professional

Before you reach for your tools and tackle your next DIY project, you might want to think twice about the task at hand. Many homeowners who are financially strict will automatically assume that if they want to save money, it’s important to do a...

Saturday, January 28, 2012

Types of Insurance Agents: Captive Vs. Independent

Types of Insurance Agents: Captive Vs. Independent

Understanding insurance can be a bit of a minefield, but finding the right agent can help you safely navigate through the complicated world of insurance and ensure that you get the best deal. The key decision comes down to choosing the best insurance...

Wednesday, January 25, 2012

What You Need to Know about Boat Insurance

What You Need to Know about Boat Insurance

It’s an exciting day when you make a new watercraft purchase and, while you may be dreaming of sailing the open seas, racing in next weekend’s regatta or bass fishing with your buddies, what you really need to think about is obtaining pro...

Saturday, January 21, 2012

Simple Ways to Save Energy (And Money) At Home

Simple Ways to Save Energy (And Money) At Home

Your home is most likely one of the biggest users of energy in your life. Day in and day out, your home is using energy to keep you warm in the winter, cool in the summer, heat your meals and cool your milk. It uses energy to keep your lights on, you...

Friday, January 20, 2012

Pet Insurance: Waste of Money or A Good Idea?

Pet Insurance: Waste of Money or A Good Idea?

To most people, a family pet is a part of the family just as much as any other member. Pet owners today go to great lengths to be sure their pets are cared for, dressed well and treated like royalty. Toy dogs are the new must-have accessory and these...

Thursday, January 12, 2012

Buying a New Car? How to Survive Sticker Shock

Buying a New Car? How to Survive Sticker Shock

Walk onto a new car lot today and you might be surprised to find that the average suggested retail price for a vehicle is nearly $30,000. That’s a lot to swallow and is difficult for many buyers to afford. But there are things you can do to sav...

Wednesday, January 11, 2012

Term or Permanent Life Insurance - Which Should You Choose?

Term or Permanent Life Insurance - Which Should You Choose?

Many insurance agents will tell you that the right type of life insurance can be described up in a single word: term.   However, it is important to understand the differences of the options available to you before you make your decisions. The di...

Saturday, January 7, 2012

How to Choose the Safest Car For Your Teenage Driver

How to Choose the Safest Car For Your Teenage Driver

Every 16-year old wants one thing: a car. But all parents want to do everything they can to make sure their kids are safe while they are on the road. While most parents might prefer their children to remain in the passenger seat, that simply isn&rsqu...

Wednesday, January 4, 2012

Stay Safe Under an Umbrella Policy

Stay Safe Under an Umbrella Policy

Umbrella policies are one of the most valuable parts of your insurance plan, but what is it and how can you determine if you need one? Many people carry an umbrella policy without fully understanding the benefits and effects of their policy. In gen...

Thursday, December 29, 2011

Top 10 New Year’s Resolutions That Will Save You Money

Top 10 New Year’s Resolutions That Will Save You Money

Everyone has a few bad habits, everyone wants to save money and most people attempt a New Year’s resolution each year. Here is a list of the top habits to bust this year which will give you more benefits than you might realize: 1. Get rid of t...

How Much Insurance Do I Need On My Home?

How Much Insurance Do I Need On My Home?

One of the most important issues concerning homeowner’s insurance is getting the right amount of coverage. You might have a really good policy in all other aspects but an inadequate level of coverage will cause you problems if you have a claim....

Friday, December 23, 2011

How To Prepare Your Home For Winter

How To Prepare Your Home For Winter

In addition to pulling out the cozy blankets, getting your flu shot and turning on the furnace, there are multiple projects you can do to prepare your home for the winter from the inside out. Unless you live in Hawaii, (which is the only state that h...