www.ClaudeReynoldsInsurance.com/Blog/preventing%20turkey%20fryer%20fires.jpg" align="left" />For many, Thanksgiving means three things: family, pumpkin pie, and a deep fried turkey. The growing Thanksgiving trend of preparing deep fried turkey is expanding far beyond the South into homes across the country. A deep fried turkey may provide a ...www.ClaudeReynoldsInsurance.com/Blog/worst%20roads%20in%20america.jpg" align="left" />Across the country, cities, states, and local municipalities are responsible for the upkeep of their roads. With state budgets tightening, it can be difficult for states to determine whether or not to spend precious dollars repairing their roads or p...www.ClaudeReynoldsInsurance.com/Blog/insurance%20policies%20you%20don" align="left" />Insurance policies are designed to protect consumers from devastating loss. The idea with auto, health, home, and life insurance is to pay a little bit now to avoid paying a lot later. For some policies, the opposite is true and many consumers may fi...www.ClaudeReynoldsInsurance.com/Blog/how%20a%20dui%20affects%20your%20insuran..." align="left" />According to the National Highway Traffic Safety Administration, in 2010 there was an alcohol-related traffic fatality in the United States every 51 minutes. Driving under the influence of alcohol can have serious consequences and penalties, not to m...www.ClaudeReynoldsInsurance.com/Blog/understanding%20deductibles.jpg" align="left" />Getting any type of insurance is confusing as it is, let alone understanding the deductibles that are written along with it. However, if you are to fully take advantage of your insurance coverage premiums, it is imperative to know what deductibles ar...www.ClaudeReynoldsInsurance.com/Blog/insurance%20for%20firearms.jpg" align="left" />When you review your home owner’s insurance policy, chances are the coverage for personal belongings often tops over $100,000. This seems to be plenty, right? Think again. Is Your Homeowners Insurance Enough? What many homeowner’s don&...www.ClaudeReynoldsInsurance.com/Blog/insuring%20collectibles.jpg" align="left" />When it comes to autographs, coin collection, comic books and taxidermy, homeowners insurance might not be enough. Collectibles Insurance has been around for decades offering additional policies to collectors or holders of valuable memorabilia. From ...www.ClaudeReynoldsInsurance.com/Blog/make%20your%20business%20more%20eco%20fr..." align="left" />Going green on the road may help reduce auto insurance costs, building and maintaining a green home can decrease homeowners insurance and now maintaining green habits can help with business owners insurance. Insurers have been increasing incentives f...www.ClaudeReynoldsInsurance.com/Blog/go%20green%20and%20save%20on%20home%20in..." align="left" />From energy efficient windows to energy star appliances and solar panels, homeowners are looking for ways to decrease their bills and increase the efficiency of their homes. Going green in your home can help your pocketbook, your insurance rates, and...www.ClaudeReynoldsInsurance.com/Blog/going%20green%20in%20your%20business.jpg" align="left" />A recent survey for Tork, a maker of hygiene products found that 82 percent of consumers pay attention when companies show an eco-friendly initiative, and 80 percent of them are more likely to purchase products and services from a company who meets g...www.ClaudeReynoldsInsurance.com/Blog/green%20auto%20insurance.jpg" align="left" />Going green seems to be the trend these days. To some, it is filling up a recycling bin. To others, it is using both sides of the paper, or going with paperless billing. Still others focus on alternative energy or saving gas mileage. For those who ar...
It is estimated that there are as many as 36 million home-based businesses in the United States, and that number is expected to grow rapidly. Whether you are repairing bicycles out of your garage, or running a daycare center in the basement, everyone...
Getting sick on vacation can definitely ruin your plans, but being hospitalized while abroad can be financially devastating. U.S. News and World Report reported a story in 2008 of Trish Watlington who ended up in a hospital in Tortola while on a sail...
The purpose of life insurance is to replace a wage-earner’s income, so is it worth it to provide life insurance for someone who is not currently working? What about life insurance for your children? For some parents, life insurance for their ...
Many consumers may be surprised to know that insuring a classic car is not just another auto policy. Insuring classic and specialty cars depends entirely on how the owner intends to use the car. Before you sign on the dotted line, it’s importan...
The Andersons just moved to Idaho, they called their insurance company to confirm their new homeowners policy and were shocked when they learned their policy for a 4,000 sq. foot home was under $500/year. Mr. Hudson lives in a similar sized home in T...
Unexpected things can happen, even in churches. People get hurt, buildings are damaged by storms, etc. Church insurance helps protect everything that you've worked hard for and covers your risks. Having the right coverage for your church allows you t...
Real estate is not the only industry that is all about location, location, and location. Auto insurance rates are largely dependent on the area where you live and drive. According to J.D. Power and Associates, "most accidents happen in larger cities;...
Do you want to add a 2-yr insurance plan for $99? Nearly every cell phone dealer will ask this question when purchasing your shiny new smartphone. To some of us, we say no without thinking about it, refusing to pay anything extra and we go on ...
When it comes to moving, the to-do list is sometimes unmanageable. Between packing boxes, arranging moving companies, packing more boxes, negotiate a selling price, purchasing a new home, cleaning, and packing more boxes, it’s hard to keep ever...
Building your dream home can be an exciting opportunity for new home builders. Between choosing carpet and pouring over paint samples, new home builders have an additional burden of being properly insured. While contractors generally carry a required...
Do sports car drivers really speed more than soccer mom’s in minivans? Do trucks cause more accidents? To determine if the car we drive really affects driving habits, analytics company Quality Planning, ranked the vehicles most likely to be tic...
When a storm blows through and rips apart your home, the only thing you’re focused on is repairing the damage and getting life back to normal. Unfortunately, there are scammers out there who prey on this mentality and may be heading to your are...
Many individuals put off decisions about long-term care as long as possible. They assume that they will die before long term care is required, or they simply choose to negate long term care and stay at home. The truth is most people don’t have ...
With summer officially here, everyone's going to be spending more time outside. If that includes boating activities, it might be time to review your boat insurance policy. Summertime fun can get expensive with family vacations, water parks, and road ...
Whether it’s sailing softly or skiing fast, if boating tops your weekend to-do list, boat insurance should be a priority. Any kind of boat is an investment, and although boat insurance is not required, it will protect that investment against st...
Commercial auto insurance cost management is one of the most dangerous oversights you can commit if you run a business that owns vehicles. This should include all the automobiles that are used for commercial purposes by your business. You might think...
Many people prefer to put life insurance on the back burner because they don’t want to think about death and dying. Because of this, life insurance is one of the most misunderstood policies in the insurance world. While it might not be enjoyabl...
Getting the right insurance policy for your business is very important, as without it you are making your business vulnerable to risks. Therefore it is a good idea to play it safe from the beginning as you do not want all your hard effort and investm...
You know about the multi-policy discount, the safe driving school discount, the good student discount, and the safe driver discount, but what about the discounts you might not have heard about? Here are a few of the obscure auto insurance policy disc...
Getting the right home insurance policy is very important in protecting your property against natural disasters, theft, vandalism, fire etc. The coverage in the policy is dependent on the total value of your house and the contents, but the premium is...
After the champagne is gone, the flowers are wilted, the tuxedo is returned and the guests have gone home, real life begins for newlyweds. Topics like necessary insurance changes don’t often come up when planning a wedding, but after the honeym...
When you are looking for the right insurance policy for your car, home, life, business and so on, you need to make sure that you have picked the best insurance company or provider. With many different insurance companies, finding the right one can be...
While most drivers do everything they can to avoid an accident, there are some who head out on the road hoping to find trouble. The New York State Senate recently passed a series of bills to combat auto insurance fraud, which costs New Yorkers more...
Every small business owner needs insurance, but not every small business needs the same insurance. Whether you operate a bike shop or a dog grooming operation, you need insurance that covers your liabilities. Some businesses have a high degree of pot...
Catastrophes do happen. And the meaning of the word all by itself should be enough to give you an estimation of how much damage this can cause to your property. In order to protect the large investment you have put into your home, getting insurance c...
Naming a beneficiary is part of purchasing a life insurance policy. You must designate who gets the money from the policy if and when you pass away. Life insurance policies require that you name a beneficiary and most people choose their spouse or ch...
Has your vehicle been missing, stolen or involved in a touchy situation as of late? That's a huge problem to fix, especially if you don't know where to start. Even though Louisville, Kentucky is a normally peaceful place, car theft is an ever-present...
It’s commonly said that you truly get what you pay for, the same is true with insurance. Some companies advertise super low-cost insurance options and with the downturn economy and unemployment rates these low-cost insurance policies have grown...
Before getting on your motorcycle and taking it out on the highway, you need to make sure you have the right motorcycle insurance. Almost every state requires that motorcyclists have motorcycle insurance; this even includes Kentucky. The first step ...
In addition to the latest stereo system, Bluetooth integration, GPS navigation and a DVD for the kids, consumers want to know that the vehicle they’re driving down the highway is safe. According to Consumer Reports, 65% of consumers rate safe...
Approximately 1/3 of Americans are currently renting the homes they live in. Renting is appealing to students, young adults or those who don’t intend to stay in one place for very long. Some people prefer to rent if they can’t afford the ...
Insurance fraud is out on a rampage. That can be partially blamed on the ever-increasing demand for insurance premiums nowadays. But since pointing fingers doesn't really help anybody, what we should focus on is how you can avoid getting caught worki...
For most, insurance is a lifeline. It is the assurance we carry around with us that if a tragedy occurs, we have a safety net. But is it possible to purchase a safety net that is too big? Nobody wants to pay for something they don’t need, so ho...
It's a historical fact that motorcycle helmets save lives. Yet, so many people ignore this. Too many bikers ride without wearing a helmet, not realizing the enormous risks that they are taking. In addition to protecting the rider, helmets add up to t...
With spring break just days away, many families, students and couples across the country are searching for someplace warm and sunny to spend a few days away from home. Travel insurance and medical insurance are two items most people may not pay atten...
It's hard to even remember the times before there was an Internet. It was a struggle, a great frustration, for people to even think about starting their own business before the web ever existed. Everything was turned upside down for small-time entrep...
If you’re in the market for a new car, you are probably focused on fuel economy, comfort, size and in-house features, but before you sign on the dotted line, you might want to check with your insurance company. Some of the most expensive cars t...
The good news is that car thefts are down across the country. However, nearly one million vehicles were stolen last year and drivers need to continue to be on alert to keep from becoming a victim themselves. Here are 5 tips to help make your vehicle ...
Risk has been around since the beginning of time, and therefore, people have been trying ever since to share the risk and eliminate disaster. The basic concept of insurance is to spread risk; countries and their citizens needed an option to spread ri...