Top 10 New Year’s Resolutions That Will Save You Money
via Claude Reynolds Insurance Agency Inc. Blog on 12/29/11
Everyone has a few bad habits, everyone wants to save money and most people attempt a New Year’s resolution each year. Here is a list of the top habits to bust this year which will give you more benefits than you might realize: 1. Get rid of t...
One of the most important issues concerning homeowner’s insurance is getting the right amount of coverage. You might have a really good policy in all other aspects but an inadequate level of coverage will cause you problems if you have a claim....
In addition to pulling out the cozy blankets, getting your flu shot and turning on the furnace, there are multiple projects you can do to prepare your home for the winter from the inside out. Unless you live in Hawaii, (which is the only state that h...
With the holiday travel season fast approaching, it’s important to know how to protect yourself against common travel problems that can turn your Christmas cheer into a nightmare, not to mention add more expenses to an already budget-breaking s...
Car insurance is your protection against accidents and you should not hesitate to use it when the need arises. Some people shy away from filing a claim because they fear this would increase their premiums. However, with the right knowledge, your car ...
The cost of owning a vehicle continues to go up each year. With gas prices at an all time high, and maintenance costs also at a record level, keeping your vehicle on the road is not as easy as once was the case. One area in which there is still some ...
Road rage affects all drivers from all different areas. While it is most common in urban areas, road rage can affect everyone from time to time and unfortunately, it is becoming a highway epidemic. The term “road rage” originated ...
Winter and its frosty windowpanes and icy winds are just around the corner. Now, while the weather is still pleasant, is the time to protect your home against high energy bills and cold, drafty nights. 1. Drafty doors and windows can waste as much ...
A used car is ideal if it’s the first car that your child will be driving or if you’re only looking for an “emergency” vehicle for your family. Unlike with brand new cars, wherein they’re guaranteed to be in complete wor...
If your weekend fun involves a recreational vehicle (RV), an all-terrain vehicle (ATV), snowmobiles, a boat, a golf cart, a motorcycle, or even a backyard pool, you should consider the possibility of an accident and how to protect yourself before it ...
The world of owning and operating your own business comes with plenty of responsibility and in turn, a heavy dose of accountability. Even if all business owners operate with the best intentions, a client might perceive you did them wrong, and you are...
Identify theft is a very real problem in today’s world. But purchasing identity theft insurance can actually make you more of a target. But before running out to purchase an identity theft policy, it’s important to take a closer look at t...
If you're concerned about the impact today's excessive reliance on motor vehicles is having on the environment, and are also searching for a way to reduce your weekly gasoline consumption to help save money, both of these issues are actually easy to ...
In the time it will take you to read this article, it is estimated that at least three structure fires will have started somewhere in the United States. Each year more than 4000 Americans die and approximately 25,000 are injured in fires, many of whi...
Having a bad credit doesn't mean that you cannot get a good insurance policy for your car. In fact, most of the time you'll find a car insurance policy, but with substantially higher than normal rates. The first thing you can do is search for an insu...
A condominium and a house are two different types of dwellings that need different types of insurance. When you insure a house, the building and your other possessions on the property are covered by your home insurance policy. In condo insurance, you...
You buy books online, shoes online and even order your baby’s cute photos online, so why not buy your auto insurance online, too? More and more insurance companies are using the internet to reach customers but what are you missing when you bypa...
If you thought that hunting for the perfect home in Kentucky was difficult, then you may be surprised at how difficult shopping for home insurance can be as well. Many first-time buyers end up buying either something more or less than what they need,...
Packing, moving and relocation means countless decisions, increased stress level and the inevitable frustrations. Along with unloading boxes, and forwarding your mail, updating your auto insurance policy should be at the top of your to-do list.  ...
To succeed in business, you need to know how to gamble and take risks. But there are certain aspects of your business that must not be left to chances. Choosing the right commercial auto insurance is one of them. One of the many requirements of start...
What we pay for our life insurance policies is in great part dependent upon factors such as your age, your habits and your health. If you’re a smoking, drinking trick pilot, forget about it. Insurance will cost you dearly. But eight ways that m...
Even if you have managed to hire the best moving company, accidents can still strike anytime. Your precious possessions may obtain damage during transit and even when you think they’re in good hands, safety is not always one hundred percent gua...
If you are a home owner trying to sell in a today’s market, you may feel like you’ve hit the bottom of the real estate food chain. Instinct whispers to lower your price, but there are several techniques you can use when listing your home ...
Insurance companies aren't evil; they're a business like any other. It is only natural for them to look for the highest possible profits when doing business with you. Therefore, it's important that you look out for your own interests when you purchas...
Automobile insurance can either be a blessing or a curse, depending on which company you’ve signed up with and the plan you’ve decided to invest in. The most expensive plans aren’t necessarily the best. When choosing the right insur...
Every year, a great number of home insurance claims related to water damage are rejected. If you are having trouble understanding to what extent your insurance covers water damage, this is a good guideline: most of the time the damage caused to the h...
Chances are that you only use your boat in the boating season, usually when the warmer temperatures arrive. Many boat owners may consider only getting boat insurance during the boating season. After all, chances are that you just use your boat on wee...
Homeowner’s insurance isn’t a luxury but a necessity. A lot of mortgage companies will not give out a loan or finance a real estate transaction unless a buyer gives proof of coverage for the fair value or full insurance of the property. S...
"Hey, can I borrow your truck on Saturday?" Without a second thought, most people would toss over the keys to allow their friends or family to borrow their vehicles. While these situations are usually harmless, what happens when they end with a cra...
In terms of location, you probably have your own reasons for choosing to find apartments for rent in a specific city or town in Kentucky. Factors like location are something that’s easy to research, but if it’s the apartment itself in que...
When shopping for auto insurance, the first important thing to remember is that the lowest or even the highest rates don’t always mean they’re the most suitable insurance policy for your car. Take the time to understand how auto insurance...
Every year most Americans go to the dentist and pay their taxes. However, most Americans do not take the time once a year to evaluate and adjust their car insurance policy. The policy you purchased three, five or even ten years ago is most likely not...
Whether you are just returning from a sunny, tropical paradise or from Grandma’s cozy kitchen, the last thing you want to find when you come home is that you have been a victim of burglary. But that is what happens to someone in the United Stat...
Choosing a suitable insurance company has become less time-consuming as you can now simply go online and browse several company websites to compare services in the comfort of your own home. Being able to shop for insurance online has also made gettin...
For many, life insurance is a love-hate relationship. Some individuals love the peace of mind they have knowing their family is taken care of if anything should happen to them. Others hate even thinking about the inevitability of death and turn their...
Driving at night is significantly more dangerous and although there are generally less cars on the road at night, traffic death rates are three times greater at night than during the day, according to the National Safety Council. Yet many of us make ...
Carbon Monoxide (CO) is a deadly substance that can kill a person in a few minutes. Carbon monoxide is produced by burning fuel. Carbon monoxide poisoning can become a domestic hazard with appliances that burn gas, oil, kerosene, charcoal, and other ...
After getting married, most couples' auto insurance premium actually goes down. This is because most insurance companies consider married couples as being more responsible and less risky to insure. However, there are cases when one person in the rela...
Energy bills usually take a big chunk of a homeowner's paycheck. There are many simple things you can do to drastically lower your energy bills. By saving energy around your home, you will have cash left over for other things your family needs. You'l...
Nobody is immune to a cracked windshield. Whether it’s from a gravel road, cold weather, or a pebble thrown your way, a cracked windshield is a common vehicle nuisance. When you hear the crack, taking appropriate action to repair your windshi...
Fact: Car crashes are a major cause of teen deaths. According to the Center for Disease Control and Prevention, teenagers are four times more prone to car crashes than are older drivers. With this troubling statistic in mind, is there anything else t...
There are a lot of different factors taken into account that determine the homeowner’s insurance premium you pay. Let’s look at the main ones. The insured value. This is a pretty obvious one to start with, isn’t it? The most import...
Whether it is your first home project or probably your fifth, a qualified home contractor is the key to getting the job done on a budget and right on time. There are plenty of contractors out there, bogus and reliable ones, sprawled in various sites ...
Sitting behind the steering wheel is something that everyone yearns to achieve. It can be very tricky especially if you're doing it for the first time. We all know that the best salesman is one who can sell jackets in a desert and surely the dealers can do it. Remember that’s his work, to make sales and therefore will say anything to persuade you to buy from his shop. That’s why you need to be armed with these tips whenever you want to buy a car. Let’s look at the basic things ...
Credit ratings basically give a history of how well you have been able to pay your bills. Many insurance companies especially those concerned with vehicles do use these ratings in determining the premium rates though this is not the only factor. In fact, many will also ask for other personal information. If we may take a car insurance company for example, they will use ones age, type of the car, driving history, and where one lives in addition to the credit ratings to determine insurance rates. ...
The American Academy of Pediatrics (AAP) updated their car seat recommendations this year. In a new policy released in March, AAP advises parents to keep babies and toddlers in rear-facing car seats until age 2. For many parents who purchased an infant car seat, their children may reach the height and weight limitations of that car seat before their children reach age two. In such cases, parents should consider buying a convertible toddler seat which can be installed rear or forward facing and h...